Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Plan Fits Your Income? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! When the Mean is Nice ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses PLAY: The Bean Game COMPARE: Types of Health Insurance Plans MOVE: Your Tax Dollar in Action MOVE: Types of Employment Do consumers send more money through Zelle or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance RESEARCH: Credit Protections You Just Gotta Habit! MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Overdraft Fees FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans