Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Health Insurance Plans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections MOVE: Credit Musical Chairs Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement You Just Gotta Habit! When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? PLAY: Roll with the Market INTERACTIVE: Invest with STAX! PLAY: The Bean Game PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing COMPARE: Which Repayment Plan Fits Your Income? MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? MOVE: Types of Employment What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan