Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications FINE PRINT: Schumer Box PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund You Just Gotta Habit! PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs