Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? You Just Gotta Habit! FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates