Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? When the Mean is Nice PLAY: Types of Car Insurance RESEARCH: Professional Certifications You Just Gotta Habit! What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator MOVE: Types of Employment RESEARCH: Credit Protections ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability